Medicare Enrollment Period Finder
Medicare Enrollment Period Finder
Enter your date of birth to see your Initial Enrollment Period dates, Medigap Open Enrollment, and key deadlines.
Frequently Asked Questions
Do I have to enroll at 65?+
Only if you don't have creditable employer coverage. Delaying without creditable coverage triggers a permanent 10% Part B penalty per 12 months delayed.
What if I miss IEP?+
Use the General Enrollment Period (Jan 1 – Mar 31) or a Special Enrollment Period. Late penalties may apply.
When is Medigap Open Enrollment?+
A one-time 6-month window that starts when you're 65+ AND enrolled in Part B. Insurers cannot decline or upcharge for health status during this window.
Can I change Medicare Advantage plans anytime?+
No. Changes are limited to AEP (Oct 15 – Dec 7), MA-OEP (Jan 1 – Mar 31), or qualifying SEPs.