NHNHQualityCampaign
Rankings 2026

Best Medigap Plan G Carriers

Methodology

Based on AM Best financial ratings, national availability, historical rate-increase stability, household discount availability, and customer complaint ratios.

Our Rankings

  1. #1 — Mutual of Omaha
    A+ AM Best rating and stable rate history — strong long-term value.
  2. #2 — UnitedHealthcare / AARP
    Widely available with household and multi-insured discounts.
  3. #3 — Cigna Healthcare
    Competitive pricing in many states under Cigna and Loyal American brands.
  4. #4 — Aetna / Accendo
    Often the lowest Plan G premium in the market, especially Accendo in 43 states.
    Watch-out: Aggressive underwriting outside OEP.
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Related

Editorial disclosure: We may receive compensation when readers request quotes through our partners. Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Frequently Asked Questions

How did NHQualityCampaign pick these?+
Based on AM Best financial ratings, national availability, historical rate-increase stability, household discount availability, and customer complaint ratios.
Are these recommendations paid?+
We may receive compensation when readers request quotes through affiliate partners. Rankings reflect independent editorial evaluation and are not influenced by payment.
Do rankings change?+
Yes. We update rankings at least annually, or sooner when major plan or carrier changes occur.
Should I rely only on rankings?+
No — rankings are a starting point. Your state, ZIP, doctors, and drug list determine the right plan for you. Always compare with Medicare.gov Plan Finder.