Calculators & Tools
Free, unbiased calculators for Medicare and senior care planning.
Medicare Cost Calculator
Compare Original Medicare + Medigap vs Medicare Advantage annual cost.
Medigap Premium Estimator
Estimate Plan G / N / HD-G by state and age.
IRMAA Surcharge Estimator
Estimate your income-related Part B and Part D surcharges.
Enrollment Period Finder
Enter your DOB to see IEP, Medigap OEP, and key deadlines.
Nursing Home Cost & Medicaid Burn-Down
Project how long savings last paying for long-term care.