Latest posts by Jeff Cline (see all)

Many people purchase their Part D Plan separately to go along with a Medigap Plan.

If you enroll in an Advantage plan, you most likely had the option to get Prescription drugs includes which is know as a MAPD.

One easy way to change your MA to a MAPD or to buy a Prescription Drug plan is to call 1-800-MEDIGAP.

Why might you choose a different plan? SImple options and benefit options. Here is a plan design for illustration purposes only.

When can I change my Medicare Part D Plan?

There are several triggers as well as schedules dates that you can make changes. Your Annual Enrollment period may be a time that will allow you yo consider changing.

Can I change my PART D plan any time?

You will have to follow the rules, and change during the allowed times. One trigger for change may be the 5 STAR.

You may also have an option in the event a new 5 Star program becomes available in your area.

Medicare Part D Plan Finder

If you are trying to find a Medicare Part D plan call 1-800-MEDIGAP to discuss with a professional licensed agent in your area.

Nursing Home Coverage may not be covered, and a Long Term Care plan may be a good solution for added protection and planning. There might also be Alternative ways to pay for long term care.

What is happening is all these drugs are in Tier 1, 2 and 3 and until June

What is happening is all these drugs are in Tier 1, 2 and 3 and until June (Ded to Gap Attachment) they go right into GAP or Donut Hole and pay 25% of each of the drugs and they stay in the Gap until the end of the year. So they are paying a much lower price than retail, it just does not go toward the deductible until they meet that limit when they go into the gap.I attached the Stages of Part D for you to review (remember these numbers are for 2020, they have not given out a new chart yet for 2021.


How to change Medicare part D Plan




We are working hard top provide valuable information for individuals and families. We make updates regularly so check back often. Join our Mailing list for UPDATE NOTICES and more information.


Frontline workers and Care Givers  ..WE APPRECIATE YOU! We are dedicated to helping you provide the highest Quality of Care and working hard to help Advance Quality Care in America.

Facility Owners

If you are a facility owner, we understand your unique position especially during these crazy times that is why we are teaming with the top professionals in research, legal and government to help you rise to the occasion.